Clydesdale Bank Optimum Prepaid Master Card

Clydesdale Bank Optimum Prepaid Master Card

Card Application fee: 9.95 $
Annual Fee: None
Pay bills online
Free direct deposit
No overdraft fees
Online account management
Issuer: Clydesdale Bank
Type of card: Master Card

Commonly Asked Questions

Q:How Clydesdale Card works; I have seen some reviews on website that says Clydesdale Prepaid Master Card is fraud?

You should read the fine print when you apply to any credit card offer.
Are you satisfied with Clydesdale Prepaid Card?

If you have any sort of complaints, doubts you can call the customer care number 08454-700-145, the customer care representatives will do best to resolve your complaint, or you can also log on to their website that is www.myoptimumcard.co.uk .
What would you need to have for applying this Clydesdale Prepaid debit card?

One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card.

Are prepaid cards serving the same features as in normal credit cards?

Yes, prepaid card serve all most all the feature as a regular credit card. But it is not a credit card. One can shop till the balance deposited in his account and there are no interest and no bills in it

Is there any limit mentioned to how much amount can be withdrawn?
To know about the details one should read the fine prints or can call the customer care 08454-700-145.

Q:Where can I use my Clydesdale Prepaid Master Card?
One can use Clydesdale Prepaid Master Card anywhere round the globe where Master Card is accepted.

Green Dot Prepaid Master Card

Green Dot Prepaid Master Card

Issuer: Columbus Bank and Trust Company
Type of Card: Master Card
Online bill pay
Free direct deposit
No overdraft fee
No interest charges
Monthly Card Maintenance Fee: 4.95 $
Lost or stolen Card replacement fee: 10 $

Frequently Asked Questions

Does prepaid card work in same manner like a regular credit card?
Yes, prepaid card serve all most all the feature as a regular credit card. But it is not a credit card. One can shop till the balance deposited in his account and there are no interest and no bills in it.

What would you need to have for applying this Green Dot MasterCard?
One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card.
Where can I use this Green Dot Credit Card?

One can use this card anywhere round the globe where Master Cards are accepted.
How Green Dot card works; I have seen some reviews on website that says Green Dot prepaid credit card is fraud?

You should read the fine print when you apply to any credit card offer.
Are you satisfied with the customer care service Green Dot Prepaid Debit Card?
If you have any sort of complaints, doubts you can call the customer care number 1-877-434-3578, the customer care representatives will do best to resolve your complaint, or you can also log on to their website www.greendotonline.com .

What is the procedure to cancel the Green Dot Card?
For cancellation of the card one should read the terms and conditions of the card carefully or for more details call customer care 1-877-434-3578.

First Premier Bank Platinum Credit Card

First Premier Bank Platinum Credit Card
Issuer: First Premier Bank
Type: Master Credit Card
APR ( Annual Percentage Rate) for Purchases: 9.9 %
APR ( Annual Percentage Rate) for others: 19.9 %
Set up Fee: 29 $ (one time)
Program Fee: 95 $ (one time)
Annual Fee: 48 $
Monthly servicing fee: 84 $ annually billed at 7 $ per month
Additional Card Fee: 20 $ annually per card (if applicable)
Late Payment Fee: 29 $
Over draft Fee: 29 $
Reports to major credit bureaus
Instant Access to applications

FAQ’s
Is First Premier Bank Platinum Credit Card a scam; I have seen reviews on website that First Premier Master credit card is a fraud? Is it true?
To know whether First Premier Credit card is a scam or not one should read the fine print while you apply to any credit card offer. One should not go by the other reviews, read the terms and conditions properly and then go for opting a credit card.
What would you need to have for applying this card?
One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card.
Are you satisfied with the customer care service of First Premier Card?
One can have a word with the customer care representatives if he has any type of complaints or doubts by dialling the customer care number that is (605) 335-7321, or one can log in to the respective account online, for more enquiries one can visit their website that is www.premierplatinumcards.com


What is the credit limit offered with this First Premier Platinum Card and how it is determined?
To determine the credit limit the bank checks the credit history by verifying with major credit bureaus. The initial credit limit which is offered is 250$, and annual fee, set up fee, program fee, monthly servicing fee will be charged in the first statement and will reduce the available credit until they are paid. So the initial credit limit would be of 71 $.
Does credit limit increase automatically in First Premier Bank?
It is to be believed that the First Premier Bank reviews one's credit account occasionally ( six months) and if they found everything well in place they increase the credit line. For more details visit their website or call the customer care centre for more help.

Pledge Master Card

Issuer: First Premium Bank
Type: Master credit card
APR (Annual Percentage Rate) for purchases: 9.9%
APR (Annual Percentage Rate) for others: 19.9%
Account Set up Fee: 29 $ (one time)
Program Fee: 95 $ (one time)
Annual Fee: 48 $
Monthly servicing fee: 84 $ annually billed at 7 $ per month
Additional Card Fee: 20 $ annually per card (if applicable)
Late Payment Fee: 29 $
Over draft Fee: 29 $
Reports to major credit bureaus
Instant Access to applications

FAQ’s

How the credit limit is decided for Pledge Master Credit Card? And what is the initial credit limit offered with this card?
To determine the credit limit the bank checks the credit history by verifying with major credit bureaus. The initial credit limit which is offered is 250$, and annual fee, set up fee, program fee, monthly servicing fee will be charged in the first statement and will reduce the available credit until they are paid.
If the bank approves my application form, then when will I get my new card?
Bank normally takes 7-14 business days, if one doesn’t receive the pledge card within this period one can call the customer care or visit their website that is www.premierpledge.com

Are you satisfied with the customer care service of Pledge Master Card?
One can have a word with the customer care representatives if he has any type of complaints or doubts by dialling the customer care number, or one can log in to the respective account online, for more enquiries one can visit their website that is www.premierpledge.com

Question) Using a Pledge credit card can help in increasing credit score?
Answer) In general view one can increase its credit ranking by applying for secured cards and paying back the payments on time fully ,to go for the Pledge Master card one needs to check and view the fine prints before buying it.
What would you need to have for applying this card?

One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card.
Is Pledge credit card a scam; I have seen reviews on website that Pledge Master credit card is a fraud? Is it true?

To know whether Pledge credit card is a scam or not one should read the fine print while you apply to any credit card offer. One should not go by the other reviews, read the terms and conditions properly and then go for opting a credit card.

Merrick Bank Secured Master Card

Issuer: Merrick Bank
Type: Master Card
APR (Annual Percentage Rate) for purchases: 17.70%
APR (Annual Percentage Rate) for Cash Advances: 22.70%
Default APR (Annual Percentage Rate): 24.70 %
Worldwide access
Annual Fee: 36$
Grace Period for repayment : 25 days
Reports to all major credit bureaus
Manage account online
Make online payments

FAQ’s

Q:Are you satisfied with the customer care of the Merrick Bank Card?
A:If one is facing any problem than the person can dial the customer care number that is (800) 253-2322 and can have a word directly with the customer care representative or can log in to their respective account online or can visit their website www.merrickbank.com .

Q:Is Merrick Bank Credit Card a scam; I have seen reviews on website that Merrick Bank Master credit card is a fraud? Is it true?
A:To know whether Merrick Bank Credit card is a scam or not one should read the fine print while you apply to any credit card offer. One should not go by the other reviews, read the terms and conditions properly and then go for opting a credit card.

Q:What would you need to have for applying this card?

A:One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card.

Q:Why does secured credit card take so much time to issue from Merrick Bank ?

A:Secured cards are meant for the people who have low or bad credit, so it takes time for approval. For more inquiries one can check the terms and conditions.

Q:Can Merrick Bank card can be used for making payments of other companies?
A:Yes, one can use this card as a normal credit card make payments for one's bills.
Does a secured card from Merrick Bank can be changed to unsecure cards?
Yes a secure card can be c hanged to unsecure card; it totally depends upon the payment style of the card holder.